In recent year Bangladesh Bank has taken significant approach to promote mobile banking / branchless banking and banking to the unbanked population through mobile technology. Where still 87% population are unbanked in Bangladesh out of 165 million peoples, where almost half of the populations 73 millions are using mobile phone and learnt basic operation in mobile. For the blessing of mobile technology MFS are most thriving sector over the world. Peoples don’t want visit miles to reach for banking when technology can bring this in to fingertip or doors. About 12 bank awarded permission from BB for doing Mobile Payments/Finance. We’d prepared our proposed service model for Bank in to following phase based on people’s knowledge level and feasibility in operation.